Monica Payne
Mortgage Consultant

Headshot for Monica Payne

Monica has over 25 years of career experience in community banking and financial services. She has built trusted relationships by treating every client like family and always putting their needs first. Her dedication has earned her multiple awards, numerous positive customer reviews and referrals from clients who appreciated her honesty, responsiveness and personal care.

Monica understands that buying a home is more than just a transaction — it’s a major life milestone. Whether working with first-time homebuyers, growing families or clients refinancing their current home, she strives to make the mortgage process comfortable, transparent and stress-free from beginning to end.

As someone who proudly calls North Georgia home, Monica values giving back to the community and building relationships that extend far beyond the closing table. In addition to her professional career, she enjoys supporting local animal rescue efforts and spending time with her family. Monica is the proud mother of two grown children, Jasmine and Cameron, and her youngest son, Jackson, who still lives at home.

She is honored to help families turn their dreams of homeownership into reality while providing the trusted guidance and support they deserve. Don’t hesitate to give Monica a call! 

2662 E First Street
Blue Ridge, GA 30513
Fax: 762-210-3155