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Considering refinancing?

Refinancing your mortgage may lower your monthly payments and free up cash for other interests. There are advantages and disadvantages to consider. When you're ready to take the next step, you Capital City Bankers are here to help make the process easy.
 
Let us help you get started!
Explore our Mortgage Tools & Resources or Find a Local Banker now.    
 

Explore our mortgage tools & resources

These tools, articles and tips can help you understand the home-buying process, compare your mortgage options and make smart decisions that suit your needs. 

Is Refinancing Right For Me?

Weigh the costs and savings.

Is Rate the Only Consideration?

Consider all the factors.

Refinance Savings 

Can refinancing lower my payment?

Fixed or Adjustable?

We lay out the benefits and trade offs.

How Much Interest Will I Pay?

Consider all the factors.

What Should I Put Down?

Avoid PMI with at least 20%.

Nine Savings Tips

Even small adjustments can make a big difference.

More About Mortgages

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Compare our home loans

With so many home loans to choose from, it can be hard to zero in on the one that fits your unique needs. We're making the choice a little easier by breaking ours down by the features that matter most to you.

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 Construction Loans

Our construction-to-permanent home loans offer fixed and adjustable rate options for financing the lot, construction and mortgage of your home. 

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Jumbo Loans

 If you're dreaming big, our jumbo loan programs are especially suited for financing higher-value homes that exceed conventional loan limits. 

 

Saving Up for Your Down Payment

Let Capital City Bank help you save for the biggest and most important purchases of your life! Open a savings account today.
 
 

Contact a mortgage banker

Tell us a little bit about your home loan needs. A Capital City Mortgage Banker will contact you within 24 hours.
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