Young couple hug in kitchen.

Time to make a move?

Whether upgrading, downsizing or just ready for a change, we've got a mortgage that's right for you and a banker who will guide you every step of the way. Rely on us to get you to moving day!

Let us help you get started! 
Explore our Mortgage Tools & Resources or Find a Local Banker now.    

Explore our mortgage tools & resources

 These tools, articles and tips can help you understand the home-buying process, compare your mortgage options and make smart decisions that suit your needs. 

Payment Calculator

Estimate your monthly mortgage payment amount.

What Can I Afford? 

Get an idea of how much you can borrow. 

What Should I Put Down?

Avoid PMI with at least 20%.

Nine Savings Tips

Even small adjustments can make a big difference.

Fixed or Adjustable?

We lay out the benefits and trade offs.

How Much Interest Will I Pay?

Consider all the factors.

Benefits of Getting Prequalified

The why and the how. 

More About Mortgages

Follow me to more guidance!

Compare our home loans

With so many home loans to choose from, it can be hard to zero in on the one that fits your unique needs. We're making the choice a little easier by breaking ours down by features that matter most to you.

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Saving Up for Your Down Payment

Let Capital City Bank help you save for the biggest and most important purchases of your life! Open a savings account today.

 Construction Loans

Our construction-to-permanent home loans offer fixed and adjustable rate options for financing the lot, construction and mortgage of your home. 

Apply Now


Jumbo Loans

 If you're dreaming big, our jumbo loan programs are especially suited for financing higher-value homes that exceed conventional loan limits. 


Contact a banker

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