Time to make a move?
Whether upgrading, downsizing or just ready for a change, we've got a mortgage that's right for you and a banker who will guide you every step of the way. Rely on us to get you to moving day!
Explore our mortgage tools & resources
Compare our home loans
With so many home loans to choose from, it can be hard to zero in on the one that fits your unique needs. We're making the choice a little easier by breaking ours down by features that matter most to you.
|Mortgage Type||Options||Best mortgage if you want:|
|Fixed Monthly Payments||Adjustable Rates||No or Low Down Payment||Good Option for First Time Buyers||Construction to Permanent Eligible|
Adjustable Rate Mortgage
Key Features: Lower initial interest rates. Potential for significant savings if planning to move in a relatively short time. More on ARMs
|Monthly or Annual|
Key Features: More flexible on credit history. Limited out-of-pocket expenses.
Fixed Rate Mortgage
Key Features: Equal, predictable payments for the life of the loan. Good option if you intend to stay in your home seven years or longer. More on Fixed Rates
|15 or 30 year terms|
USDA Rural Development Guaranteed Loan
Key Features: Liberal qualifying guidelines. Properties must be in USDA-eligible areas. More on USDA Loans
VA Home Loan
Key Features: Some of the most relaxed qualifying requirements. Available to veterans of the U.S. armed forces, active-duty personnel, reservists or spouses.
Loans are not made or originated by the FHA, VA, HUD or any other government agency.
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Saving Up for Your Down Payment
Our construction-to-permanent home loans offer fixed and adjustable rate options for financing the lot, construction and mortgage of your home.
Contact a banker
Tell us a little bit about your home loan needs. A Capital City Mortgage Banker will contact you within 24 hours.
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