With more than 28 years of experience in the mortgage industry, James E. Petty Jr. helps individuals and families navigate home financing with confidence. His experience includes residential mortgages, construction financing and jumbo lending, with a focus on finding solutions that support each client’s needs and long-term financial goals.
James believes exceptional service begins with listening, clear communication and dependable follow-through. Whether working with a first-time homebuyer, a family building a custom home or a client purchasing a higher-value property, he provides thoughtful guidance from the first conversation through closing.
Throughout his career, James has emphasized team building and strong professional relationships across the Southeast. He values collaboration with banking partners, mortgage professionals, real estate agents and builders to solve challenges and create a smooth, coordinated experience for clients. His commitment to community service and the principles of the Community Reinvestment Act (CRA) reflects his belief that homebuyer education and access to responsible financing help strengthen families and communities.
Outside of work, James is a proud father of three: a son serving as a Sergeant in the U.S. Army, his daughter attending Florida State University, and youngest son playing Division I football at Georgia Tech. He enjoys spending time with his family, cheering on his children and smoking barbecue to share with family and friends.
For James, helping families achieve homeownership is one of
the most rewarding parts of his career. He brings the same care and dedication
to his clients that he values in his own family—building lasting relationships
through trust, personal attention and consistent service.
