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Homeownership ahead!

Buying your first home is an exciting rite of passage and we're excited to take that journey with you! Whether you're just getting started or you're ready to take the next step, your Capital City Bankers are here to help make the process easy.

Let us help you get started! 
Explore our Mortgage Tools & Resources or Find a Local Banker now.    


Explore our mortgage tools & resources

These tools, articles and tips can help you understand the home-buying process, compare your mortgage options and make smart decisions that suit your needs. 

Buying vs. Renting

It's a question of more than just rent and mortgage costs.

What Can I Afford? 

Get an idea of how much you can borrow. 

Payment Calculator

Estimate your monthly mortgage payment amount.

Demystifying the Mortgage Process

Your home loan in five steps.

Nine Savings Tips

Even small adjustments can make a big difference.

Benefits of Getting Prequalified

The why and the how. 

What Should I Put Down?

Avoid PMI with at least 20%.

More About Mortgages

Follow me to more guidance!

Compare our home loans

With so many home loans to choose from, it can be hard to zero in on the one that fits your unique needs. We're making the choice a little easier by breaking ours down by the features that matter most to you.

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Saving Up for Your Down Payment

Let Capital City Bank help you save for the biggest and most important purchases of your life! Open a savings account today.

 Construction Loans

Our construction-to-permanent home loans offer fixed and adjustable rate options for financing the lot, construction and mortgage of your home. 

Apply Now


Jumbo Loans

 If you're dreaming big, our jumbo loan programs are especially suited for financing higher-value homes that exceed conventional loan limits. 


Contact a banker

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